Insurance Specialists

Welcome to the Stynchula, Herbert & Associates, Inc. web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports. We have added a number of website links to various financial and informational sites to help you quickly find items many of our clients have found helpful.
We’re here to help educate you about the basic concepts of Financial Management and Employee Benefit Programs; to help you learn more about who we are; and to give you fast, easy access to market performance data and useful links to sites that are of value in the employee benefit area. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance or employee benefits.
Newsletters
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HOT TOPIC: The Bull Is Back... Will It Keep Charging?
The S&P 500 index recently saw the fastest recovery in its history following the COVID-19 bear market, but will the surge continue?
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Insurance to Help Protect Your Business from Lawsuits
Some businesses are exposed to risks that may call for a specialized type of liability policy. Does your business have appropriate coverage?
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Survivor Benefits Provide a Financial Lifeline
Decisions made when claiming Social Security retirement benefits can make a big difference in spousal and other dependents’ survivor benefits.
Calculators
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Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?
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Estate Taxes
Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.