Insurance Specialists
Welcome to the Stynchula, Herbert & Associates, Inc. web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports. We have added a number of website links to various financial and informational sites to help you quickly find items many of our clients have found helpful.
We’re here to help educate you about the basic concepts of Financial Management and Employee Benefit Programs; to help you learn more about who we are; and to give you fast, easy access to market performance data and useful links to sites that are of value in the employee benefit area. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance or employee benefits.
Newsletters
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HOT TOPIC: Could a Health Savings Account Help Strengthen Your Retirement Plan?
In addition to setting aside pre-tax income to pay current and future medical expenses, an HSA could play an important role in your long-term retirement strategy.
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Coping with a Labor Shortage
As small businesses struggle to recruit and retain employees in a tight job market, these tips may help owners meet staffing needs.
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Consider a Customized Disability Policy
Review the potential benefits of an individual disability income policy vs. a group policy, as well as common riders.
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Do You Need a Power of Attorney?
Explore three types of powers of attorney and find out how a living will can supplement a durable POA for health care.
Calculators
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Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?
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Estate Taxes
Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.